KEY RESPONSIBILITIES

• Lead the development and execution of the Bank’s Enterprise Risk Management Framework, policies, and procedures in line with Bank of Uganda regulations and Basel principles.

• Define and implement the risk appetite and tolerance levels, ensuring alignment with the bank’s strategic objectives and capital adequacy.

• Oversee identification, assessment, monitoring, and reporting of all key risks — credit, market, liquidity, operational, IT/cyber, ESG, compliance, and strategic.

• Provide independent oversight of credit risk across origination, portfolio management, and recovery, ensuring sound credit quality and provisioning.

• Monitor market and liquidity risks, supporting ALCO in maintaining balance sheet stability and regulatory compliance.

• Oversee operational risk management, including incident tracking, business continuity, information/ cyber security, and internal control effectiveness.

• Ensure full compliance with regulatory and statutory requirements, serving as the primary liaison with the Bank of Uganda on risk matters.

• Deliver comprehensive and timely risk reports to the Board Risk Management Committee (BRMC), Country Management Team (CMT) and Management Risk Committee (MRC), highlighting key exposures and mitigation actions.

• Lead, coach, and develop a high-performing risk management team, fostering a strong risk-aware culture across the bank.

• Contribute strategically to busi