Job Purpose Statement
To support the Head, Credit Analysis and Approvals in the day-to-day management of an assigned portfolio and provide credit analysis and underwriting of corporate credit applications, and support relationship managers in structuring transactions to align with the bank’s credit policy.
Uganda regional jobs
Key Accountabilities (Duties and Responsibilities)
Financial (40%)
- Underwrite and submit credit proposals in conformity with Credit Policy guidelines and requirements in liaison with the Relationship Managers
- Collect and analyze vital client data, such as annual reports, management accounts, interim reports, and press information, to gain in-depth knowledge that will support a comprehensive review of assigned account relationships.
- Compile and review account statistics and other relevant financial information on facilities during appraisal and ensure that the information provided is accurately completed and that the relevant remarks are incorporated in the credit proposal.
- Review all existing client facilities on time.
- Prepare requests for the New Business Committee (NBC) and prepare minutes during the meetings.
- Monitor covenants by maintaining an up-to-date covenants tracker, share breaches with stakeholders, enforce breach penalties, and prepare reports on breaches for key stakeholders to guide in decision making.
