To ensure the bank is adequately funded and has a funding strategy to meet planned assets/liabilities growth of the balance sheet and also has plans for unanticipated contingencies. The job holder will monitor and manage the banking book investment portfolio including Government securities, Repos/Reverse Repos and Interbank placements.

The role should contribute to the organization through better pricing and risk management while providing an information service to the Group.

Key Accountabilities (Duties and Responsibilities)

• Implementation and execution of the laid down Liquidity Management strategy plan that is coherent with the overall bank strategy within the approved risk appetite and portfolio standards.
• Ensure that revenues are generated through money market instruments like Treasury bills, deposits and bonds by ascertaining that the best price is sought at the particular time of investment.
• Ensure revenue growth for the bank through cross selling of other bank products to meet financial targets as set by the bank.

Use data analytics to assess portfolio health and forecast future growth path.

• Prudent day to day and intraday management of the liquidity position of the bank including the day to day compliance with Group policies and guidelines, local regulatory requirements, local payments systems and intraday liquidity requirements.
• Reserves management (CRR, LCR, Statutory Liquidity ratio).

Monitor and manage the Bank’s investment portfolio including Government securities, Repos/Reverse Repos, Interbank 

• placements, foreign currency payments by investing at most profitable rates.

• Manage the bank’s nostro and clearing accounts by maintaining an adequate level of funds so as to adhere to the set minimum reserves, ensuring accounts are not overdrawn and surpluses are invested at best price.

• Money Markets borrowing and lending.

• Forecasting cash payments and anticipating potential challenges arising from limited cash flow.

• Monitor regulatory and market development and provide feedback on the market and the business to the sales and management.

• Execute Liquidity Management activities within the agreed Risk Appetite and Portfolio Standards through appropriate engagement in the various committees as required.
• Effectively and collaboratively identify, escalate and resolve risk and compliance matters relating to the banking book portfolio.
• Engage with all audit report findings, relevant to the Liquidity Management business and ensure feedback is acted upon.
• Grow the bank’s treasury portfolio by ensuring retention and acquisition of trading counterparties.

Job Specifications

Academic:

• University degree or equivalent

Professional:

• ACI Certification

Desired work experience:

• Min 3 years progressive experience in a busy Treasury environment 2 of which must be spent on the Money Market and Fixed Income desk.

A sound background and knowledge of banking with particular emphasis on Foreign exchange products and money market products